Senior Analyst – Financial Planning & Analysis (FP&A) - Ghana

Job Title: Senior Analyst – Financial Planning & Analysis (FP&A) - Ghana

Industry: Banking

Location: Ghana

Salary: GHS 600,000–750,000 gross base per annum, depending on experience

The Opportunity

A leading financial services institution is seeking an accomplished Senior Analyst – Financial Planning & Analysis (FP&A) to join its Finance function in Accra.

This is an excellent opportunity for an analytically strong finance professional with banking experience to play a key role across financial planning, budgeting and forecasting, profitability analysis, capital management, management information and strategic decision support.

The successful candidate will work closely with senior management and business stakeholders, providing high-quality financial analysis and insights to support commercial and strategic decision-making.

Key Responsibilities

Financial Modelling & Performance Analysis

• Develop, maintain and enhance financial models, including product profitability and pricing tools, capital models, cost allocation methodologies, Funds Transfer Pricing (FTP) and Risk-Adjusted Return on Capital (RAROC) models.
• Perform detailed variance analysis across actual performance, budgets, forecasts and prior periods, identifying key business drivers, risks and opportunities.
• Analyse revenues, balance sheet trends and relevant macroeconomic indicators, including foreign exchange rates, interest rates and inflation.
• Undertake ad-hoc financial and commercial analysis to support senior management and business strategy.

Budgeting, Forecasting & Strategic Planning

• Support the annual budgeting process, working closely with business leaders and key stakeholders to develop robust financial projections.
• Contribute to long-term strategic planning and the preparation of multi-year financial projections.
• Develop and enhance budgeting and forecasting models and processes.
• Work collaboratively across the organisation to strengthen financial planning and performance management.

Capital Management, Profitability & Pricing

• Support capital planning activities, including stress scenarios, capital allocation analysis and return-on-capital assessments.
• Provide analysis and insights to support effective capital management and utilisation.
• Develop and enhance product pricing tools incorporating cost allocation, capital returns and FTP considerations.
• Support improved understanding of product, customer and business-line profitability.

Management Information & Reporting

• Produce and enhance weekly, monthly and quarterly financial and management information packs for senior management and relevant decision-making forums.
• Develop automated dashboards and management information using business intelligence tools to monitor financial performance and capital utilisation.
• Prepare cost management analysis and work with business stakeholders to identify opportunities for cost optimisation and improved efficiency.
• Translate complex financial and operational information into clear, concise and actionable management insights.

Data Analytics & Business Intelligence

• Support the transformation and continuous improvement of financial data flows.
• Develop and enhance Power BI dashboards and analytical tools.
• Manage and analyse data from multiple sources, improving data quality, consistency and accessibility.
• Increase automation of recurring financial reporting and analytical activities using Microsoft applications and other relevant tools.

Candidate Profile

The successful candidate will ideally have:

• A minimum of 3 years' relevant experience in FP&A, financial analysis, management reporting or a closely related finance role, preferably within the banking industry.
• Strong accounting, finance and commercial knowledge, with a good understanding of banking.
• Practical experience in budgeting, forecasting, financial modelling and management reporting.
• Exposure to capital management, capital allocation, Funds Transfer Pricing (FTP), RAROC and/or pricing models would be highly advantageous.
• Knowledge of banking products; exposure to trade finance would be an advantage.
• Strong analytical capability and the ability to interpret large and complex datasets.
• A structured and methodical approach to problem-solving.
• Strong communication and stakeholder-management skills, including the ability to communicate financial analysis clearly and concisely to senior management.
• A proactive and inquisitive mindset with a strong interest in improving processes, reporting and analytical capability.

Technical Skills

• Advanced Microsoft Excel, including Power Query, PivotTables, data models and data connections.
• Good working knowledge of Power BI, including Power Query, data connections and dashboard/modelling capabilities.
• Knowledge of DAX would be advantageous.
• Knowledge of SQL would be advantageous.
• Experience using technology to automate financial reporting and analytical processes.

Qualifications

Candidates should be at least part-qualified in a recognised accounting, finance or related professional qualification.

Relevant qualifications may include:

ACA | ACCA | CIMA | CFA | FRM | AAT, or equivalent.

What the Role Offers

This opportunity provides broad exposure across finance, strategy, data analytics and banking, together with interaction with senior stakeholders and involvement in important business decisions.

It should particularly appeal to an ambitious finance professional looking to deepen their experience across:

• Financial Planning & Analysis
• Budgeting and forecasting
• Strategic financial planning
• Banking profitability and pricing
• Capital allocation and RAROC
• Funds Transfer Pricing
• Management information and business intelligence
• Power BI and financial data analytics
• Senior stakeholder business partnering