Factoring Operations Manager

Our client is a Singapore-based financial services group expanding its receivables financing and factoring capabilities in Malaysia. They are seeking an experienced Factoring Operations Manager to oversee and review the end-to-end factoring operations, ensuring strong governance, risk control, and compliance standards.

This role will act as a key control function, providing oversight on funding execution, collections, and operational processes, while ensuring adherence to approved credit terms and internal policies. The successful candidate will play a critical role in maintaining portfolio integrity and supporting scalable, well-controlled business growth.

Key Responsibilities

• Oversee and review end-to-end factoring operations, ensuring accuracy in invoice verification, eligibility checks, and disbursement processes
• Review and approve funding requests, ensuring compliance with approved credit terms, facility limits, and internal controls
• Provide oversight on debtor verification and notice of assignment processes, ensuring enforceability of receivables
• Oversee client onboarding processes, including review of KYC, documentation, and system setup (facility limits, advance rates, debtor profiles)
• Monitor portfolio utilisation and ensure adherence to approved structures, limits, and policies
• Review accounts receivable ageing, reconciliation, and cash allocation, ensuring accuracy and timely identification of discrepancies
• Oversee collections activities and ensure appropriate follow-ups, dispute resolution, and escalation of overdue accounts
• Monitor operational and fraud risks, including duplicate financing, fictitious invoices, and concentration risks, and ensure proper escalation and mitigation
• Provide oversight on credit control processes, including exception handling and management of recourse vs non-recourse exposures
• Review and analyse portfolio reports, including ageing, utilisation, and risk indicators, and provide insights to management
• Establish and enforce SOPs, internal controls, and turnaround time (TAT) standards to ensure operational efficiency and compliance
• Ensure adherence to AML/CFT, KYC, and regulatory requirements, maintaining audit readiness
• Collaborate with internal stakeholders (Credit, Finance, Legal, Sales) and provide guidance to the operations team where applicable

Requirements

• Bachelor's degree in Finance, Accounting, Business, or a related discipline
• Minimum 5–8 years of relevant experience, with exposure to factoring, trade finance, receivables financing, or credit/loan operations
• Prior experience in a reviewer / checker / approval capacity within a financial institution, fintech, or non-bank lending environment preferred
• Strong understanding of factoring structures, including recourse and non-recourse arrangements
• Solid knowledge of accounts receivable, collections, and credit control processes
• Familiarity with AML/CFT, KYC, and regulatory compliance requirements
• Strong analytical, risk management, and problem-solving skills with high attention to detail
• Good communication and stakeholder management skills, with ability to engage internal teams and clients
• Experience with factoring systems, loan management platforms, or ERP systems is an advantage
• Prior team leadership or supervisory experience is preferred

APPLY NOW - Attach your resume today to secure your spot in our next interview cycle. Take the first step toward an exciting career with a fast expanding company in APAC!

ANTARES MANAGEMENT SERVICES PTE. LTD. (Singapore)
EA License No.: 25C3031 | UEN: 202527765K

https://antares.com.sg/

Disclaimer:

This job description is provided for informational purposes only and is subject to change based on the employers requirements.
Our agency is committed to promoting diversity and equal opportunity in the workplace. All applicants will be considered based on merit, qualifications, and fit for the role, without discrimination on the basis of race, gender, age, religion, disability, or any other protected characteristic.
ANTARES MANAGEMENT SERVICES PTE. LTD. is the exclusive recruitment partner for this role. All communication regarding applications should be directed through our agency.