Retail Lending Specialist

Job Summary:

This role involves achieving sales targets for retail and personal loans, evaluating loan applications, and building relationships with car garages and property developers to generate sustainable business. The position also includes cross-selling bank products, providing excellent customer service, and identifying new partnership opportunities.

Main Responsibilities:

• Achieved the individual target provided by bank on Retail loans (Home Loan and Car Loan) and Personal Loan
• Handle Retail Loan processing, prepare memo, evaluate loan application in accordance to the CL, HL and PL policy/guideline and verify other supporting documents.
• Build more relationship and manage the issue arising from assigned car garages and developers to increase the pipeline and sustainable businesses.
• Cross sale other bank products to our new and existing customers before and after sale.
• Referral the potential car dealer/distributor and developers to be our partnership
• Provide the best quality customer service to existing customer and new customer in order to gain their trust and respect for future referral
• Perform other duties assigned by direct supervisor
  

Main Requirements:

• Degree in Marketing, Business, Finance and Banking or any related discipline
• Minimum 2 years relevant working experience with commercial bank and retail Lending
• Effective presentation and communication skills
• Possess positive attitude, enthusiasm and willingness to work both independently and as a team member
• Must be willing to travel and possess own transport
• Ability to propose, plan and execute marketing strategies
• Articulate with strong writing skill in English and Khmer
• Literate in Microsoft software (Ms. Word, Excel, Power Point, Email)