Senior Associate, Credit Risk

Our client, a well-established corporate bank, is looking to hire a Senior Associate (new headcount) for the growing Credit Risk team in Hong Kong.

Job Responsibilities:

• Monitor and assess credit and portfolio performance for corporate loan in Hong Kong and China, ensuring compliance with regulatory requirements and internal policies.
• Provide comprehensive support to the team in managing compliance, regulatory, and internal matters related to specialized financial products in Hong Kong.
• Conduct thorough credit analysis, prepare credit memos, and perform financial/cashflow analysis for periodic and ad-hoc credit monitoring of loan portfolios, ensuring timely reporting of credit-related issues.
• Foster strong relationships with front office/marketing teams to facilitate the successful closure of new transactions and ongoing portfolio management.
• Collaborate with auditors and regulatory bodies, adhering to compliance rules, and preparing necessary materials for audits and examinations.

Job Requirements:

• University graduate with a solid understanding of credit, finance, and accounting principles.
• Possess a minimum of 3-5 years of relevant banking experience, demonstrating expertise in corporate credit analysis. Exposure to large corporates is advantageous.
• Familiarity with Chinese regulations and security principles, with a general understanding of the local business environment.
• Excellent written and verbal communication skills in English and Chinese.
• Detail-oriented, with the ability to review loan documentation against internal frameworks and ensure compliance with internal and local requirements.