About the job Portfolio Analyst (Product Economist)
About Us
billease offers you the easiest way to afford what you want and need today. Our brand centers around making shopping and payment processes seamless and convenient. Our customers have diverse lifestyles and are looking to enhance their shopping experiences both online and offline. It's essential for us to embody the core of our brand name billease, a combination of "bill" and "ease," pronounced bilis, which means speed or swiftness in Filipino.
Discover more about us here: https://billease.ph/about-us
Key responsibilities:
Build financial models and cash flow forecasts to drive profitability across merchants, products, and channels
Calculate profitability targets and promo budgets to answer specific business questions quickly
Define pricing structures, interest rates, and loan features based on profitability and market demand
Analyze competitor data to make strategic assumptions and recommend counter-tactics against market rivals
Partner with Data Analyst to turn raw data pulls into actionable economic models
Key qualifications:
Bachelor's degree in Finance or any related field. 1 year + experience or
fresh graduates are encouraged. experience in financial modeling, pricing strategy, or portfolio analytics, preferably in fintech or banking
Proficiency in building P&L, cash flow, and ROI forecasts from scratch
Deep understanding of unit economics, credit risk, and portfolio growth
Strong analytical and problem-solving abilities
Excellent written and verbal communication skills
Ability to manage multiple projects and prioritize effectively
Why Join Billease?
Work in a fast growing fintech brand in the Philippines
Develop your career with colleagues with a strong sense of disrupting the fintech industry for consumers welfare
Work hybrid, report in our Makati office once a week