Senior Insurance Accountant - STAT & GAAP (Accident & Health)

Premier A&H insurance company seeks a Senior Accountant with expertise in STAT and GAAP accounting to manage financial reporting, regulatory filings, and month-end close processes. This is a fully on-site role in Clearwater, FL.

Key Responsibilities:

• Prepare and analyze STAT and GAAP financial statements for Accident & Health (A&H) insurance.
• Lead NAIC quarterly and annual filings and ensure regulatory compliance.
• Manage month-end, quarter-end, and year-end closes.
• Handle premium tax reporting, reinsurance settlements, and general ledger reconciliations.
• Perform variance, ratio, and statistical analyses; present insights to management.
• Maintain accurate cash, intercompany, and bank reconciliations.
• Implement and improve accounting systems, internal controls, and processes.
• Analyze insurance metrics, including IBNR, loss ratios, and persistency schedules.

Required Experience & Skills:

• 4+ years accounting experience; 2+ years in insurance accounting.
• Strong STAT and GAAP accounting experience in Accident & Health (A&H) insurance.
• NAIC reporting experience, Orange/Yellow/Blue Books a plus.
• Proficient in MS Excel (Pivot Tables, VLOOKUP) and insurance systems (Oasis, Clearwater).
• Month-end close expertise in insurance accounting.
• Detail-oriented, analytical, and able to meet deadlines.

Education & Certifications:

• Bachelor's degree in Accounting required.
• LOMA or other insurance designations preferred.

Why Join Us:

• Competitive salary and benefits.
• Work with a specialized A&H insurance team.
• Opportunity to apply STAT, GAAP, and regulatory expertise in a dynamic environment.

Important Notes:

• P&C-only experience not accepted unless combined with A&H experience.
• STAT & GAAP knowledge required; some flexibility for highly qualified candidates.