AML Framework Manager

Our client is a fast-growing Electronic Money Institution (EMI) headquartered in Vilnius, with German roots, serving international clients with payment and financial services since 2020. They operate in a higher-risk (no crypto), high-impact environment where compliance is not a checkbox — it is the foundation of everything they do.

We are looking for an experienced AML Manager to design, implement and continuously enhance the AML/CTF framework end-to-end.

Key Responsibilities

• Design, implement, and continuously enhance the company's AML/CTF framework, policies, procedures, and internal controls in line with Lithuanian AML legislation, EU AML Directives, and Bank of Lithuania requirements
• Own AML operational processes end-to-end — customer onboarding, KYC, ongoing due diligence, transaction monitoring, and related controls
• Lead and optimize KYC procedures including CDD, SDD, EDD, beneficial ownership verification, PEP and sanctions screening
• Ensure effective ongoing monitoring of customer relationships, periodic review cycles, and risk-based reassessments
• Establish and improve the transaction monitoring framework — monitoring rules, alert handling logic, escalation flows, and operational effectiveness
• Act as the senior escalation point for complex, high-risk, and non-standard AML/KYC cases, applying a risk-based approach
• Monitor regulatory developments in Lithuania and the EU, assess operational impact, and drive timely implementation
• Contribute to AML risk assessments, internal control improvements, and remediation initiatives arising from audits or regulatory feedback
• Prepare AML management information and operational metrics for senior stakeholders
• Design and deliver AML/CTF training tailored to employee roles and operational functions
• Support, mentor, and coordinate AML operational team members, driving capability and consistency

About You

• 4+ years of experience in AML, Financial Crime, or Compliance within FinTech, EMI, or banking
• Hands-on expertise in KYC, transaction monitoring, sanctions screening, and EDD
• Proven experience owning or building AML frameworks, not just executing within them
• Strong understanding of Lithuanian AML legislation, EU AML Directives, and FATF guidelines
• Experience managing or coordinating with the Bank of Lithuania is a strong plus
• Confident acting as a senior escalation point and making independent risk-based decisions
• Strong analytical mindset with the ability to translate regulatory requirements into operational processes
• Excellent communication skills — able to present complex AML topics clearly to senior stakeholders
• Fluent in English and Lithuanian

Why Join

• Hybrid work model based in Vilnius
• A genuine opportunity to shape and own the AML function of a growing, ambitious EMI
• Competitive salary, flexible for the right experience
• Direct impact on compliance culture at a company where AML is taken seriously
• Work closely with senior leadership and regulators — real ownership, not just execution