BUSINESS ANALYST - CORPORATE BANKING (LIQUIDITY & CASH MANAGEMENT)

Role Purpose

Lead the development of business requirements for liquidity-management products, with a primary focus on cash pooling and account-sweeping services for corporate customers.

Key Responsibilities

• Define product propositions for physical pooling, notional pooling where applicable, and automated account sweeping.
• Document customer hierarchies, account structures, concentration arrangements and participating-account rules.
• Define sweep parameters, including thresholds, targets, frequencies, priorities, currencies and execution schedules.
• Capture requirements for zero-balancing, target-balancing and other relevant sweeping structures.
• Define interest allocation, balance reporting, liquidity positions, fees and internal accounting requirements.
• Document requirements for onboarding, mandates, account maintenance, suspension and termination.
• Define exception handling for insufficient funds, blocked accounts, failed sweeps, value-date differences and processing cut-offs.
• Identify dependencies across core banking, treasury, payments, accounting, digital channels and reporting platforms.
• Develop detailed BRDs, process flows, business rules, acceptance criteria and requirements traceability.
• Facilitate stakeholder reviews and secure business approval and sign-off.

Required Experience

• At least 7 years of experience in transaction banking, liquidity management or corporate cash management.
• Direct experience with cash pooling and automated sweeping products.
• Strong understanding of corporate account structures, liquidity positions, interest allocation and accounting treatments.
• Experience translating complex liquidity products into implementable business requirements.
• Saudi or GCC banking experience is strongly preferred.

Vertical:

Technology