German Speaking Estate Planner (Hybrid)

Estate Planner / Generation Manager (m/f/d)

Location: Constance or Radolfzell, Germany (Hybrid flexible; min. 20% on-site)

Industry: Wealth Advisory & Regional Financial Services

Compensation: €80,000 – €95,000 gross p.a. (Fixed base salary, all-in)

Travel Requirements: 10–20% regional travel (~100 km radius for client visits and training)

About the Role

We go beyond conventional financial services to reduce complex financial burdens for high-net-worth (HNW) clients, creating a foundation of trust, clarity, and sustainable security across generations. As an Estate Planner / Generation Manager within our Wealth Consulting team, you will advise private clients and families on complex wealth succession, asset transfers, and intergenerational estate management.

Working alongside key client advisors, you will manage sophisticated client mandates (~50 cases annually) and actively shape the expansion of our regional Estate Planning business line. We value diverse professional backgrounds—whether you come from private banking, family offices, or financial planning, we provide the platform and fully fund any necessary specialized professional certifications.

Key Responsibilities

• Strategic Advisory: Provide high-net-worth individuals and families with structured estate and succession planning strategies tailored to multi-generational wealth preservation goals.
• Structuring Solutions: Identify appropriate legal, tax, and organizational frameworks—including corporate foundations, strategic gifts, and asset transfer models—to optimize long-term asset security.
• Joint Client Engagement: Work hand-in-hand with Private Banking managers and senior wealth advisors on complex, high-value client cases.
• Business Development: Drive fee-based advisory revenues (Honorarbasis) and expand our share-of-wallet across key regional client portfolios.
• Process Innovation: Introduce strategic concepts, modern planning tools, and fresh ideas to continuously refine the advisory framework and business line offerings.

Requirements

• Must-Haves:
  • Relevant Experience: 2–3+ years of practical experience in wealth structuring, estate succession planning, Private Banking, Wealth Management, Financial Planning, or a Family Office environment.
  • Domain Knowledge: Solid foundational understanding of wealth preservation principles, asset transfer strategies, or German inheritance and gift tax concepts.
  • Soft Skills & Articulation: Fluent German (C1+ level) paired with strong empathy, diplomatic tact, and superior communication skills necessary for navigating sensitive family conversations.
  • Openness to Development: High motivation to complete specialized professional designations (e.g., Certified Estate/Financial Planner), which will be fully organized and funded by the firm.
  • Location Presence: Ability to work hybrid across the Lake Constance region and conduct local client meetings.
• Nice-to-Haves:
  • Completed banking apprenticeship (Bankkaufmann), a degree in Law, Finance, or Economics, or active Estate Planner certifications.
  • Practical experience utilizing Microsoft 365 and digital financial/estate-planning tools.

What We Offer

• Competitive Fixed Compensation: €80,000 – €95,000 fixed all-in annual base salary without variable commission pressure.
• Paid Professional Training: Full financial coverage and corporate sponsorship for formal Estate/Financial Planner certifications upon joining.
• Modern Work Setup: Flexible hybrid working framework, a standard 39-hour workweek, and 30.5 days of paid annual leave.
• High Impact & Ownership: Full autonomy to help build an expanding advisory unit within a strong, growing regional financial institution that values non-linear career paths.
• Comprehensive Benefits: Corporate access to Wellpass, Job-Rad, modern digital collaboration tools, and an interdisciplinary consulting network.