Lending Specialist, MSME

Job Responsibilities:

- Market bank products to individuals and firms, promoting bank services that may meet customer’s needs.
- Prospect new clients and assist them for loan application.
- Analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower.
- Conduct loan appraisal, collect detailed information (personal, business, and guaranties), and arrange to open new loan account.
- Prepare and execute loan application/credit memo.
- Monitor/follow up customer repayment daily and solve later repayment in a timely manner, avoiding the debt being a serious debt.
- Assess local market conditions and identify current and prospective sales opportunities for Loan products and others banks’ products & services.
- Bring out the best of branch’s personnel by providing training, coaching, development and motivation.

- Performs other various duties as assigned.

Job Requirements:

- Bachelor of Business Administration in Management or Finance and Banking or in any related field.
- At least one year’s experience in Microfinance or banking industry or another related field
- Acceptable written and verbal communication skills (Khmer and English).
- Good commitment in fieldwork and strong willing to work with rural people.
- Good understanding of Cambodian MFI/banking rules and regulations.
- Sound working knowledge of Computer (Ms. Word, Ms. Excel, Flexcube, Email).
- Honesty, Initiative, creatively, high commitment and good inter-personal skill, and able to manage and lead  team for success