Senior Credit Analyst -Palm Beach, FL

Senior Credit Analyst -Palm Beach, FL
FinTrust Connect has partnered with a community-focused banking institution to identify a skilled Senior Credit Analyst. This is an opportunity to join a seasoned credit team, working closely with Relationship and Portfolio Managers to evaluate and support complex commercial lending activities. The ideal candidate brings a strong foundation in credit underwriting with a focus on C&I loans.

Why this opportunity?

• Culture: Team-oriented, analytical, and collaborative environment with strong mentoring culture
• Workplace: On-site in Palm Beach, FL
• Function: Supports credit underwriting, portfolio management, and financial analysis for commercial clients, especially in medical and service sectors

Requirements:

• 5+ years in credit analysis, loan review, or commercial banking
• Bachelor's degree in Accounting, Finance, or Business preferred
• Proficiency in Excel; familiarity with Salesforce or nCino is a plus
• Experience underwriting complex C&I loans, including for medical practices or service companies
• Strong understanding of bank operations and commercial loan structuring

Description:

• Underwrite and analyze credit for commercial lending relationships with a focus on medical practices, service firms, and private client ventures
• Spread and interpret financial statements, perform covenant monitoring, and prepare detailed credit approval documentation
• Participate in structuring discussions and strategy meetings with Relationship Managers and Credit partners
• Track portfolio performance, manage credit risk, and ensure compliance with lending policies
• Collaborate with internal stakeholders and participate in client meetings
• Mentor junior analysts and contribute to special projects as needed