Production Underwritter - Small Commercial Insurance -St. Petersburg, FL

Production Underwriter Small Commercial BOP | St. Petersburg, FL (Hybrid)

FinTrust Connect has partnered with a growing and forward-thinking property & casualty insurer to identify a Production Underwriter responsible for driving new business and profitable growth across their Small Commercial BOP portfolio. This is a high-impact role for someone who thrives on building agency relationships, identifying market opportunities, and bringing underwriting strategy to life in the field.

Why this opportunity?

• Visibility: This role serves as the face of the underwriting teamworking cross-functionally with Distribution, Product, and Agency partners to drive targeted growth.

• Workplace (Hybrid): Based in St. Petersburg, FL, with hybrid flexibility. Regular in-office presence is required for collaboration, training, and team engagement.

• Function: Underwrite, negotiate, and produce new and renewal small commercial BOP accounts while actively engaging independent agencies in your territory to promote appetite and drive production.

Description:

• Underwrite and select profitable new and renewal Commercial Lines BOP accounts in line with company guidelines and risk appetite
• Actively prospect within your assigned agency territory to promote product offerings, uncover opportunities, and drive new business submissions
• Conduct regular agency meetings (virtually and in-person) to strengthen relationships, deliver product training, and improve submission quality
• Collaborate with Distribution and Product teams to execute territory plans and hit production targets

• Analyze risks and recommend coverage, limits, pricing, and terms based on sound technical underwriting and

  competitive positioning

• Leverage underwriting tools, analytics, and market intel to guide decision-making and negotiation strategy

• Provide real-time feedback to agency partners and improve overall underwriting efficiency

• Monitor agency performance and recommend strategies to improve alignment with underwriting goals

• Review inspections and adjust underwriting actions accordingly to manage risk and improve account quality

• Identify product or process gaps and partner with Product Managers to recommend enhancements

• Process new business, renewals, endorsements, and inspections accurately and efficiently

• Stay current on underwriting guidelines, market conditions, competitor activity, and regulatory developments

• Contribute to a high-performance culture by sharing insights, supporting team members, and mentoring when appropriate

Requirements:

• Bachelor's degree in a related field

• 3+ years of commercial BOP underwriting experience (required)

• 5-7 years of total P&C experience preferred, with a focus on small commercial or package business

• Track record of success in a production underwriting role with agency-facing experience

• Deep understanding of risk assessment, pricing strategy, and underwriting profitability metrics

• Excellent communication, presentation, and negotiation skills

• Strong agency development background, including field visits and new business planning

• Proficiency in Microsoft Office (Word, Excel, PowerPoint); experience with underwriting systems and analytics tools

• Professional designations such as CIC, CPCU, or AU are a plus

Travel:

• Up to 30% travel required for agency visits, industry events, and underwriting meetings within the assigned territory.