VP Assistant Director Senior Portfolio Manager

VP, Assistant Director Senior Portfolio Manager -Bergen County, NJ

FinTrust Connect is excited to announce our partnership with a well-established commercial lender seeking a VP, Assistant Director Senior Portfolio Manager to join their credit leadership team. This key individual will oversee a diverse portfolio of CRE and C&I loans, with a focus on asset quality, credit risk monitoring, and team development. This is a hands-on leadership opportunity for a seasoned credit professional to play a central role in the risk oversight of complex commercial lending portfolios.

Why this Opportunity?

Culture: Our client promotes a highly collaborative and forward-thinking culture, where leadership empowers teams to proactively manage risk and support business stability. This institution values expertise, mentorship, and continuous improvement in credit operations.

Workplace (On-site, Hybrid, Remote): On-site in Northern New Jersey

Function: Responsible for the oversight, risk assessment, and team management of a CRE and C&I commercial loan portfolio including special mention and adversely rated credits while supporting asset quality and regulatory reporting efforts.

Requirements:

• Bachelors degree required

• Minimum of 15 years of commercial credit experience, including CRE and C&I lending

• Formal credit training is mandatory

• Strong leadership background with experience mentoring credit or portfolio managers
• Deep understanding of portfolio management, risk rating, credit policy, and regulatory compliance
• Experience with complex credit scenarios including workouts, bankruptcies, and foreclosures

• Strong financial analysis and credit risk assessment skills

• Proficiency with Microsoft Excel, Word, and CRM platforms

• Excellent verbal and written communication skills

• Strong organizational and time management abilities

Description:

• Lead credit monitoring and risk oversight for CRE and C&I portfolios, ensuring timely identification and response to deteriorating credit conditions
• Manage annual credit reviews, covenant tracking, and risk rating updates across all assigned accounts
• Oversee high-risk loans, including those past due, rated special mention or worse, or requiring enhanced monitoring
• Guide and mentor a team of Portfolio Managers, fostering professional growth and consistency in credit analysis
• Coordinate directly with Relationship Managers, borrowers, CPAs, and third-party vendors to gather and evaluate financial information
• Collaborate with executive leadership on monthly reporting, asset quality reviews, and credit strategy initiatives
• Monitor portfolio concentration risks, conduct stress testing data reviews, and provide recommendations for risk mitigation
• Support regulatory and internal audits by ensuring the accuracy and completeness of portfolio reporting
• Recommend strategies for managing criticized/classified assets and advise on proactive credit resolution approaches