Mortgage Closing Specialist
Job Description:
Mortgage Closing Specialist BNA2176
Work arrangements: Remote
Location: Remote (U.S.-based only)
Duration: 12-month contract (1,696 total hours)
Citizenship Requirement: U.S. Citizens or Green Card holders only
no sponsorships available
Engagement Type: W-2 only no Corp-to-Corp (C2C) or 1099 arrangements permitted
Overview:
Our client is seeking two experienced Mortgage Closing Specialists to support the issuance of Closing Disclosures (CDs). This position acts as a liaison to gather and validate information necessary for timely and accurate loan closings, with a focus on collaboration, pipeline management, and attention to compliance and detail.
Primary Responsibilities:
- Assign pipeline reporting to title reviewers, review reports, and manage the title review inbox
- Maintain effective communication with all involved parties including borrowers, brokers, settlement agents, loan officers, post-closing teams, and others to ensure a seamless closing process
- Work with internal departments and external entities to obtain closing-related documentation (e.g., payoffs, subordinations, releases, tax documents, title, homeowners and flood insurance)
- Perform thorough and accurate file reviews to ensure compliance with State and Federal guidelines
- Obtain verbal verification of employment for all income-qualified borrowers
- Follow up on rate lock expirations and document expirations
- Ensure the system of record is up to date and accurate to support CD preparation
- Contact settlement agents proactively to collect necessary fees and contact info for CD generation
- Monitor and evaluate closing timelines to ensure target close dates are met, and escalate delays appropriately
- Adhere to all applicable compliance and operational risk controls
- Support audits by upholding internal control standards and responding to external regulator requests
- Foster a collaborative environment that supports diversity and inclusion
- Complete other related duties as assigned
Must-Have Skills:
- Experience preparing Closing Disclosures (CDs)
- Experience preparing Closing Packages
- Strong communication and time management skills
- Familiarity with mortgage processes and customer-facing coordination
Preferred Experience:
- Experience using the Encompass loan origination system
- Prior mortgage closing experience at a lender, title company, or settlement agents office
- Knowledge of product, investor, and compliance requirements
Education & Background Requirements:
- Associates degree plus 1+ year of business experience
OR
3+ years of combined higher education and/or work experience, including mortgage closing or customer service - Strong PC skills including spreadsheets, word processing, and email
- High attention to detail, reliability, and ability to meet tight deadlines
- Comfortable adapting to changes in workflow, policy, or regulatory guidelines
- Team-oriented with excellent verbal and written communication skills
Note: Only candidates who are U.S. Citizens or Green Card holders will be considered. Sponsorship is not available, and Corp-to-Corp (C2C) and 1099 arrangements will not be permitted for this role.
Required Skills:
Management Skills Compliance Higher Education Settlement Collaboration Word Effective Communication Spreadsheets Attention To Detail Tax Timelines Reviews Reliability Communication Skills Insurance Education Preparation Email Documentation Time Management Business Customer Service Communication Management