Mortgage Loan Officers Wanted - 100% Remote - 1099

Ready to break free from caps, micromanagement, and outdated commission splits? We're rewriting the rules of mortgage sales empowering Loan Officers to own their production, build lasting wealth, and scale their business on their terms.

Were one of the largest mortgage brokerages in the country, and were looking for ambitious, licensed Loan Officers who are ready to maximize their earning potential not settle for less. Build lasting wealth, own your production, and operate with true independence, backed by a national platform and a full benefits package.

Were now hiring motivated 1099 Loan Officers across the U.S. Open to Loan Officers in: Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Hawaii, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia, Wisconsin, Wyoming, Maine, Maryland, Massachusetts, California, New York, Washington.

(except: Georgia, Montana, Nevada, New Jersey, North Carolina, Rhode Island, South Carolina, Vermont and Illinois, these are open to W-2 Opportunities).

If you want to scale, earn 100% of your commissions, and grow your brandthis is your launchpad.

The Role: Remote Mortgage Loan Officer

As a Loan Officer, we look for entrepreneurial-minded leaders but with the power of national platforms behind you.

Youll be responsible for:

• Sourcing leads through your network, referrals, online platforms, and our marketing tools.
• Guide clients through the loan process from consultation to close and recommending tailored loan products.
• Managing your client pipeline from consult to close.
• Use powerful CRMs and LOS systems to streamline workflows, driving communications and conversions.
• Staying sharp on market trends, loan guidelines, and compliance updates.
• Building your personal brand and attracting clients and referral partners.
• (Optional) Attend optional weekly business development and growth calls.

What You Can Expect

• 100% commission no caps, no splits, no salary
• First-Year Earnings: $100K$300K realistic; Top producers earn seven figures
• 100% Commission Split available through our Program
• Residual Income Model earn beyond the transaction, even into retirement and passed to heirs
• No desk fees, no hidden costs, and no corporate nonsense
• Lightning-fast closings
• Access to multiple CRMs, marketing systems, and workflow tools
• Massive product suite including:

• FHA loans with FICO scores down to 500
• Down Payment Assistance with scores down to 580
• Reverse mortgages
• DSCR, bank statement, foreign national, and ITIN programs
• I/O and 40-year mortgages
• Jumbo, VA, conventional and much more
• Cap per transaction: $24,000+
• Realtor RELO Program allows realtors to legally participate and earn on the lending side

Youre a Great Fit If You Are:

• NMLS licensed in the state(s) you plan to operate in (required).
• An entrepreneurial mindset, with prior mortgage sales or financial services experience.
• Self-driven, tech-savvy, and comfortable in a commission-only environment.
• Organized, coachable, and constantly seeking growth.
• Looking for true independence with back-end support and peer collaboration.
• Excited to build a brand, lead a team, and create long-term financial security.
• Looking for long-term wealth, support, and legacy-building opportunities.

Why Our Mortgage Companies?

Founded by originators for originators, we are more than a brokerage its a platform built for growth. With over 3,000 Loan Officers and 85,000+ loans closed, we lead with transparency, innovation, and compensation that actually rewards performance.

Weve been recognized for:

• Innovation in Lending
• Advancement Opportunities
• Best-in-Class Compensation
• Overall Excellence in Mortgage

Our culture is all about success breeding success if youre ready to level up, youll feel right at home here.

Disclaimer:

We are Equal Opportunity recruiters and welcome applicants from all backgrounds, without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status. We may use automated tools, including AI, to assist in candidate screening. These tools support, but do not replace, human decision-making.By applying, you consent to the collection and use of your personal information for recruitment purposes in accordance with applicable data protection laws. Employment may be at-will depending on your state laws.If you require accommodation during the application or interview process, please contact us directly. All applications are kept confidential.

Job Type: Full-time

Pay: $64,000.00 - $123,000.00 per year

Compensation Package:

• Commission pay

Schedule:

• Monday to Friday
• Weekends as needed

License/Certification:

• NMLS licensed in the state(s) you plan to operate in (Required)

Work Location: Remote