Job Openings Mortgage advisor_Sept 2022

About the job Mortgage advisor_Sept 2022

Job Description

  1. Extensive knowledge in the below fields is :
  1. Central Bank regulations on Mortgage Provision in UAE Residents/Non Residents
  • Off Plan/Completed properties
  1. Banks documentation to assess customer profile
  2. Various Banks in UAE Conventional/Islamic and their policies and procedures with detailed Documentation requirement to
  3. Apply for a mortgage
  4. Calculation of DBR Debt Burden Ration that determines how much a customer can get a mortgage
  5. Understanding of customers Credit Report scoring and how to improve if there is any issues like over exposed credit cards /personal loan etc.
  6. Credit norms of banks Property Details/status of completion
  1. Location
  2. Status of completion
  3. Handover status
  4. Current banks valuation for such properties
  5. CRM Documentation to waive penalties/restructure payments
  1. Training on Sales force
  1. To Register and raise a R for a customer
  2. Follow up and track banks requirements
  3. Upload and close file to other departments upon approval
  4. Track status of DSR Developer Self Registration to close bank approval and collect our payment

Competencies, Education & Experience:

  • Audit, Financial Skills
  • Financial Software,
  • Customer Service
  • Confidentiality
  • Analyzing Information
  • Precision and reliability; ability to work autonomously
  • Good communication skill.
  • Any Graduation degree
  • Experience in Banks mortgage department / Real Estate.
  • 35 years of progressively responsible professional experience for a major company or division of a large corporation