About the job Product Engineer (Backend or Fullstack)
Product Engineer (Backend or Fullstack)
Compensation: $180K$250K + Equity (0.08%0.3%)
Location: San Francisco, CA - Full time, (Hybrid 4 days onsite)
Who are we?
Were a stealth-stage, high-growth AI startup transforming auto loan servicing by automating consumer-facing communications with voice AI. Our platform supports major financial institutions by handling sensitive, compliance-driven calls related to loan verification and delinquency resolution. Backed by top-tier investors with $60M+ in Series A funding, were already cash flow positive and generating over $10M in ARR. Our team of 20 is mostly engineers and operates with speed, autonomy, and intensity from our San Francisco HQ.
What's in it for you?
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Competitive compensation: $180K-$250K base + equity (0.08%0.3%)
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Flexible cash vs. equity split
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Visa sponsorship available
- In-person collaboration: 4 days/week in SF, starting at 8 AM daily
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Extreme ownership over products that are used in production, fast
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Work alongside world-class engineers building frontier tech in a highly regulated space
What will you do?
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Lead development on high-impact product features both backend and fullstack
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Build scalable, compliant systems for loan servicing, call auditing, and internal tooling
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Work cross-functionally with compliance, product, and executive teams
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Move fast with a small, elite podshipping and iterating weekly
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Write clean, efficient Python (this is a Python-native stack)
What will you need?
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4+ years of software engineering experience
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Mastery of Python (10/10 fluency expected)
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Background in both Big Tech (e.g., Google, Meta, Amazon) and early-stage startups
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Experience building user-facing products and scalable infrastructure
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Strong academic background (top schools like Stanford, CMU, MIT, etc.)
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Bonus: TA experience in hard CS classes
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Bonus: Familiarity with auto lending, compliance, or LLMs
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Must be comfortable working long hours in-person (MonThurs, ~8 AM7 PM+)
Were only advancing candidates who meet most of the following:
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Proficient in Python (10/10)
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Top-tier academic pedigree or equivalent technical excellence
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Experience in both Big Tech and startups
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Shipped meaningful product at scale
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Startup-ready: self-sufficient, resourceful, decisive
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Experience in regulated environments or with LLMs
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Comfortable working in-person, long hours, early mornings
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TAd a hard CS course? That's a strong green flag
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Bonus: Understanding of auto loan servicing workflows
Be ready to answer these questions.
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Why do you want to work at a startup?
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Are you willing to work in person in SF with longer hours than a typical job?
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What's the hardest technical challenge you've ever tackled or built?