Underwriter - Indirect Auto Loans (Senior)

Position Overview:
We are seeking an experienced Underwriter to support our indirect auto lending operations. This role will work alongside our current underwriter and be responsible for structuring, reviewing, and approving or declining loan applications in accordance with our program guidelines.

Key Responsibilities:

• Review and underwrite indirect auto loan applications in line with established underwriting and credit guidelines
• Structure loan terms and make approve/decline decisions
• Communicate with dealerships as needed to support the underwriting process
• Send income verification links to applicants once the dealership is ready
• Review income verification results and ensure compliance with program requirements
• Generate e-contract packets within our system once income verification is approved
• Email completed e-contract packets to dealerships in a timely manner
• Maintain accuracy, consistency, and adherence to underwriting standards

Training & Support:

• Step-by-step training will be provided on our internal systems
• Full underwriting guidelines and ongoing support will be provided to ensure compliance and success in the role

Qualifications:

• Experience underwriting indirect auto loans preferred
• Strong attention to detail and decision-making skills
• Ability to work independently while collaborating with an underwriting team

Comfortable working in a fast-paced, deadline-driven environment