Senior Executive, Credit Admin

Position: Executive, Credit Admin

Key Responsibilities:

• Loan Disbursement Processing: Process loan disbursements accurately and efficiently according to bank policies and procedures.
• Loan Contract Issuance: Issue loan contracts in accordance with approved terms and conditions within the agreed timeframe.
• Document and Collateral Management: Maintain loan documents and collateral securely, including tracking and management of car licenses and keys as collateral.
• Loan Covenant Tracking: Monitor compliance with loan covenants throughout the loan lifecycle.
• Collateral Control: Block and track car licenses and related collateral to ensure proper management.
• Loan Account Closure: Close loan accounts in the core banking system and issue necessary closure letters.
• Reporting: Provide daily updates on pending loans to the Sales Team and Management.
• Audit Support: Provide accurate loan data and documents to support internal and external audits.
• Process Improvement: Suggest enhancements to administrative procedures to improve efficiency and compliance.

Qualifications:

• Recommend loan disbursement based on completion of required documents
• Manage loan document, collateral, including car licenses and keys according to policy
• Follow-up actions for pending loan documents to prevent delays
• Escalate unresolved issues or exceptions to Unit Head or Department Head
• Provide information and loan data to internal or external auditors
• Recommend process improvements for productivity and administrative efficiency