Assistance Unit Head - Credit Assessment

Responsibilities:  

• Assist the Unit Head in managing day-to-day operations of the Credit Assessment Unit Helping to monitor team workflow and turnaround times, verifying loan assessment from junior staff, assisting in the tracking of pending assessments and escalating bottlenecks or risks of delay to the Unit Head.
• Support the Unit Head in preparing materials for Credit Committee meetings, including summaries, risk highlights, and recommendations.
• Perform Credit Assessment for Business Loans and credit annual review as assigned by Unit Head.
• Ensure completeness of credit documentation and coordinate with relevant departments to resolve discrepancies or missing information and alignment with internal policies and risk appetite prior to formal submission.
• Support the Unit Head in developing and updating internal tools, such as credit risk rating models, documentation templates, internal guidelines and providing feedback on workflows and supporting implementation of enhancements
• Act as a back-up support to the Unit Head in routine meetings or reviews when delegated.
• Training new joiner and sales team to understanding about credit assessment and related credit process.

Requirement: 

• Minimum 3 years of experience in credit assessment, credit risk analysis, or related functions in a banking environment.
• Strong analytical and financial evaluation skills
• Familiarity with credit products and risk management principles
• Effective communication and coordination abilities
• Proficiency in MS Office (Excel, Word, PowerPoint) and credit systems
• High attention to detail, with the ability to manage multiple tasks under pressure
• Team-oriented mindset with a proactive, supportive approach
• High integrity and discretion in handling sensitive information
• Willingness to take initiative and go beyond assigned tasks when needed.