Senior Loan Officer

Key Responsibilities

• Monitor and control the leasing process at all stages to ensure compliance with internal policies and procedures
• Review and verify whether leasing documentation has been properly prepared and evaluated in accordance with regulations, and report findings directly to immediate supervisors
• Supervise and manage overdue leasing contracts within the assigned team and ensure appropriate follow-up actions
• Verify the accuracy of internal system entries and review client files after leasing documentation is completed

• Collaborate with management to develop and implement plans to achieve team sales targets

• Ensure sustainable growth of the leasing portfolio by preparing monthly plans focused on building a high-quality and stable loan portfolio, and reporting progress to management
• Monitor the proper operation, renewal, and payment status of GPS tracking devices installed on leased assets
• Prepare, review, and validate data and reports required by the Bank of Mongolia and the Financial Regulatory Commission (FRC)

• Prepare and monitor data and reports related to bonds and debt securities

• Archive and implement internal memos, directives, orders, and recommendations issued verbally or in writing by authorized company officials
• Prepare, maintain, and safeguard loan agreements, leasing collateral agreements, and borrower files in compliance with established standards and archiving requirements
• Monitor the accuracy of loan account setup, including product type, interest rate, tenure, and repayment schedules
• Ensure that all applicable fees and commissions related to borrowers and partner organizations are collected in accordance with internal procedures, and keep management informed
• Continuously monitor the loan portfolio and ensure timely repayments in line with approved schedules
• Conduct portfolio analysis at both individual and branch levels, working closely with team members to minimize overdue and non-performing loans
• Propose innovative ideas and initiatives to enhance organizational and branch value
• Provide team members with management updates and decisions, and organize regular team meetings
• Present reports and analyses to the Credit Committee and ensure implementation of committee decisions

• Implement and oversee risk management activities related to lending and leasing operations

• Participate in the development and improvement of the leasing product.

• Bachelor's degree or higher in Banking, Finance, Economics, or Business Administration

• Minimum 5 years of professional experience as a Credit Analyst, Loan Manager, or Loan Economist

• Proven experience in leading and managing a team

• Advanced English proficiency (C1–C2 level or above)

• Strong computer literacy, including proficiency in office applications, internal systems, and internet-based platforms
• Excellent communication skills with the ability to present, explain, and deliver solution-oriented discussions

• Strong capability in loan and financial analysis, planning, monitoring, and control

• Ability to prepare, analyze, and present plans and reports effectively

• Skills in delivering presentations, product/service introductions, and conducting training sessions

• Strong teamwork, leadership, organizational, and role-modeling abilities

• Positive attitude with a proactive and initiative-driven mindset

• High ethical standards and commitment to professional integrity