ACCOUNT OFFICER - Refinancing & Personal Loans
Job Description:
Client Profie: A trusted Japanese financial services provider with strong operations in the Philippines, focused on consumer finance and digital lending innovation.
Job Qualifications:
- Candidate must possess at least a Bachelor's/College Degree in any course related to
- finance, business management or accounting courses
- With at 3-5years experience managing a team in from financing or banking institution
- Expert in sales & marketing, and ability to understand the clients needs.
- With network and experience in handling personal and/or commercial loans
- With knowledge in personal and other sales-financial services
- Excellence in written & verbal communication, leadership, and organizational skills
- Possesses good coordination & cultivates good interpersonal skills
Job Responsibilities:
- Loan Application. Manages the entire process of loan application in
- refinancing/personal loans.
- Risk Assessment. Analyzing financial information, risk ratios, and making
- recommendations on loan approvals.
- Client Relationship Management. Building network and maintaining relationships with clients, understanding their financial needs, and providing guidance on refinancing/personal loan options.
- Sales & Marketing Development. Achieving loan volume targets, identifying new business opportunities, and cross-selling other financial services.
- Compliance & Documentation. Ensuring compliance with relevant standard regulations, preparing and reviewing loan documentation, and maintaining accurate records.
- Performs other related functions as directed by the Immediate Superior.
Required Skills:
Operations Compliance Options Financial Services New Business Opportunities Organizational Skills Loans Approvals Risk Assessment Business Management Banking Interpersonal Skills Regulations Records Accounting Documentation Finance Marketing Business Leadership Sales Communication Management