Financial Accountant

Location: BGC, Taguig

Shift pattern: Mid-shift – 4pm MNL to 1am MNL

Working Model: Hybrid, 3 days in the office and 2 days working from home.

Working in our dynamic, successful Finance team there has never been a better time to join Pepper Money, a specialist mortgage lender backed by a global financial institution offering first and second charge loans.

We really do believe that it's our people who are our main competitive advantage – the 'thing' that sets us apart from our competitors.

Our passion is to 'Help People Succeed'. This is at the heart of everything we do and includes our valued customers, intermediary brokers and partners as well as all of our fantastic colleagues.

We operate a hybrid working model, with a split of days being in the office and days being worked at home. Pepper Money has three offices across the UK and one office in Manila, where this role will be based.

What you will be doing

The Financial Accountant will work closely with the Finance Manager and Financial Controller to support the delivery of accurate financial results and management accounts across the business. Key responsibilities include but are not limited to:

• Support the month-end close process through journal postings, general ledger adjustments, and the delivery of accurate financial results.
• Perform balance sheet and bank reconciliations, investigating and resolving discrepancies while maintaining audit-ready documentation.
• Assist with financial reporting, technical accounting activities, statutory accounts, audits, and stakeholder engagement across Finance and the wider business.
• Contribute to process improvements, finance transformation initiatives, automation projects, and other ad hoc finance activities to enhance operational efficiency.

What we are looking for

• Previous experience in delivery of financial results is essential.

• A degree of understanding of securitisation and loan warehouse structures is advantageous but not essential
• Exposure to process improvement initiatives, finance transformation projects, automation activities, or continuous improvement programmes.

• Experience of working within Financial Services
• Strong IT skills including proficiency in Excel and the use of complex formulas. Knowledge of Power BI, Power Automate, or similar tools would be advantageous but is not essential.
• Ability to work within established internal controls and maintain a high standard of quality across all tasks.
• Ability to form productive relationships at all levels.
• Forward thinking, seeking efficiencies and improvements in activities.
• Able to work under pressure and to deal with multiple tasks efficiently and to tight deadlines.
• You will take ownership of the responsibilities allocated to you.
• Bachelor's/College Degree in Accountancy or any related course.
• Qualified Accountant will have an advantage but it is not a must for this role.

Some of the benefits we provide are:

• Competitive salaries and bonus schemes
• Hybrid home/office working arrangements
• Regular training and opportunities to learn and grow
• Holiday leave plus bank holidays
• Medical insurance cover
• Life insurance
• Health and wellbeing support

In return for your commitment, you'll have the chance to develop your career in a dynamic environment, working alongside top talent and an exceptional leadership team. If you want to be involved in our exciting expansion plans and have the chance to really shape and influence the way the business grows, then we'd love to hear from you.

We also want our people to feel a sense of belonging at Pepper Money. We are committed to meeting our Diversity, Equality and Inclusion charter, further information can be found on the Careers section on our website.