Financial Planner | North London & Essex

Location: North London, Essex & surrounding areas - office located in Central London
Salary: Dependent on experience
Contract: Permanent
Working Pattern: Home-based / field-based, with flexible diary management and attendance at team meetings in London as required.

About the Opportunity

An exciting opportunity has arisen for an experienced Financial Planner to join a growing wealth management business with ambitious plans for expansion.

This opportunity is ideally suited to a commercially minded adviser with an established, transferable client bank who is looking to continue growing their portfolio, increase their earning potential and benefit from additional client opportunities arising through business acquisitions.

You will have the opportunity to continue servicing your existing clients, develop new relationships and take on additional clients from retiring Independent Financial Advisers (IFAs).

With a strong focus on long-term client relationships and sustainable growth, the business aims to support each Financial Planner in building a portfolio of approximately £75 million in assets under advice.

The Opportunity

This is an opportunity to take ownership of your client relationships while benefiting from the support and growth opportunities of an expanding wealth management business.

• Competitive remuneration: Initial salary dependent on experience, commercial track record and the client portfolio you can bring across.
• Portfolio-linked earning potential: A structured remuneration model linked to the ongoing annual commission (OAC) generated by your portfolio, rewarding the growth of your client bank and recurring income.
• Introducer fee arrangement: The opportunity to receive an introducer fee for eligible transferable client relationships, structured through a combination of cash and shares, subject to agreement.
• Acquisition-led growth: Access to additional client relationships arising from business acquisitions and retiring advisers' client banks.
• Flexible working: A predominantly home-based and field-based role, with no fixed weekly office-day requirement. The emphasis is on meeting clients and developing relationships.
• Long-term portfolio development: The opportunity to build towards approximately £75 million in assets under advice through a combination of existing relationships, new business and clients introduced through acquisitions.

An established, transferable client bank would be advantageous. 

Key Responsibilities

Financial Planning & Client Advice

• Deliver high-quality, holistic financial planning advice tailored to clients' individual circumstances, objectives and long-term financial goals.
• Build and maintain trusted relationships with clients and their families.
• Conduct regular client reviews, ensuring financial plans remain appropriate as clients' needs and circumstances evolve.
• Provide advice across investments, pensions, retirement planning, protection, tax planning, estate planning and intergenerational wealth.
• Identify opportunities to enhance client outcomes through ongoing financial planning.
• Maintain accurate client records and ensure recommendations are appropriately documented.

Client Portfolio Management & Retention

• Take responsibility for servicing, retaining and developing your existing client portfolio.
• Successfully transition and maintain relationships with clients introduced through business acquisitions.
• Deliver a consistent, high-quality client experience throughout the advice journey.
• Identify opportunities to support clients' wider financial planning needs and build long-term relationships with their families.
• Work collaboratively with paraplanning, administration and specialist support colleagues to ensure efficient service delivery.

Business Development & Portfolio Growth

• Grow your client bank through referrals, networking and established professional relationships.
• Develop relationships with accountants, solicitors and other professional introducers to generate new business opportunities.
• Identify opportunities to attract new clients and increase assets under advice and recurring income.
• Generate referrals through existing client relationships and professional networks.
• Contribute to the wider growth of the business through a proactive, entrepreneurial and commercially focused approach.
• Work towards building a substantial, sustainable portfolio, with a long-term target of approximately £75 million in assets under advice.

Compliance & Professional Standards

• Operate in accordance with FCA requirements, internal policies and applicable regulatory standards.
• Ensure all advice is suitable, well documented and aligned with clients' best interests.
• Maintain professional qualifications, adviser competence and ongoing CPD requirements.
• Demonstrate a strong commitment to Consumer Duty and positive client outcomes.
• Keep up to date with relevant legislative, regulatory and market developments.

About You

We are keen to speak with established Financial Planners who combine strong technical expertise with commercial awareness and a genuine passion for building lasting client relationships.

You will ideally have:

• A minimum Level 4 Diploma in Regulated Financial Planning or an equivalent recognised qualification.
• At least three years' experience providing regulated financial advice.
• An established client portfolio, with transferable client relationships and a meaningful level of assets under advice.
• A proven track record of developing client relationships and generating new business.
• Experience advising on pensions, investments and retirement planning.
• Strong networking skills and the ability to generate referrals through professional connections.
• A commercially minded approach to growing assets under advice and recurring revenue.
• Excellent communication and relationship management skills.
• The ability to manage your own diary, work independently and prioritise client-facing activity.
• A strong commitment to client service, suitability and regulatory compliance.

Chartered Financial Planner status, advanced technical qualifications and experience transitioning acquired client banks would be advantageous.

Location & Working Arrangements

This opportunity is suited to Financial Planners based in North London, Essex or the surrounding areas, with the flexibility to travel to client meetings as required.

The role is predominantly home-based and field-based, with no fixed weekly office-day requirements. You will manage your own diary, spend time developing client relationships and attend team meetings in London when required.