Credit Management Officer - Bangsue-based, SCGP

Job Summary

Responsible for analyzing customer financial information and assessing credit risk to support appropriate credit term and credit limit decisions. This role also coordinates with internal teams to manage credit documentation, monitor receivables, and improve working capital efficiency while ensuring compliance with company policies.

Job Description

• Analyze customer financial statements, payment capability, and credit risk to evaluate appropriate credit terms and credit limits for domestic customers.
• Coordinate with the sales team to prepare documentation related to credit approval, credit limit adjustment, and other credit-related activities in accordance with company authorization policies.
• Maintain and organize approved customer credit records accurately and completely.
• Review and monitor customer credit limits to ensure alignment with sales volume and risk exposure.
• Study and apply financial tools to support effective working capital management for both the company and customers.
• Prepare monthly credit meeting reports and participate in credit review discussions with the sales team as assigned.
• Follow up on overdue customer payments and coordinate with internal and external parties to resolve collection issues.
• Support continuous improvement initiatives related to credit processes, documentation, and digital tools such as IT systems or AI applications.
• Coordinate with banks and related stakeholders to ensure timely documentation and payment processes.

Qualifications

• Bachelor's Degree in Accounting, Finance, Economics, Business Administration, MBA, or related fields (Bachelor GPA > 2.70, Master GPA > 3.30)
• 0–1 year of experience in Credit Management, Finance, or related fields (Open for Fresh graduates)
• Understanding of credit risk assessment and financial statement analysis
• Knowledge of banking regulations, financial institutions, and related credit laws
• Familiarity with working capital management and credit control processes
• Strong analytical thinking and communication skills
• Good interpersonal and problem-solving skills
• Adaptable mindset with willingness to improve work processes and adopt new technologies
• Good command of English in verbal and written communication (TOEIC > 550)
• Willing to work onsite at SCG Packaging Public Company Limited (Bang Sue, Bangkok)