SAP S4/HANA Functional Consultant - Loans Management System

Role Overview:

Our customer is seeking a highly skilled and experienced SAP S4/HANA Functional Consultant specialized in Loans Management System to join their team. The consultant will drive the implementation, configuration, and support of the SAP S/4HANA Loans Management (FS-CML) on-premise module. The focus is to automate loan origination, disbursements, repayments, and collateral management for retail/wholesale vehicles

Key Responsibilities:

• System Configuration (S/4HANA FS-CML): Configure and customize standard SAP Loans Management components to meet car dealer requirements, including interest calculations, fee structures, and repayment plans.
• Dealer/F&I Integration: Map business processes (from lead to deal) to SAP, enabling F&I (Finance & Insurance) managers to process vehicle loans efficiently.
• Integration with Core S/4HANA: Ensure seamless integration between FS-CML and SAP FI-GL (General Ledger), Controlling (CO), Treasury Management, and Collateral Management (for vehicle assets).
• Workflow Optimization: Implement end-to-end loan lifecycle management, including loan origination, disbursements, and servicing/collections.
• Data Migration & Testing: Lead data migration activities for existing loan data and conduct UAT (User Acceptance Testing) to ensure accuracy in accounting entries and reporting.
• WRICEF Development: Create Functional Specifications for custom enhancements, workflows, reports, interfaces, conversions, enhancements, and forms (WRICEF).
• Fiori App Implementation: Enable and configure SAP Fiori apps to provide a modern, mobile-friendly interface for sales teams to check credit limits and process deals.

Required Qualifications

• Experience: 5+ years of experience in SAP FS-CML (Consumer/Mortgage Loans) or SAP Loans Management.
• S/4HANA Knowledge: Proven hands-on experience in on-premise S/4HANA implementations (Greenfield or Brownfield).
• Functional Skills: Deep understanding of FI-GL, AP, and New GL functionalities.
• Industry Focus: Background in automotive financing, dealer management systems (DMS), or retail leasing preferred.
• Certifications: SAP S/4HANA Finance Certification is highly preferred.