Assistant Manager, Trade Finance

JOB SPECIFICATION

Job title

Assistant Manager, Trade Finance

Reporting to

Manager

Start date

As soon as possible

About the company

Banking

Work location

Phnom Penh, Cambodia

Key responsibilities

• To develop and manage the trade finance business portfolio to ensure that the targets of portfolio growth, income and quality are achieved.
• Process trade finance transactions including letters of credit, bank guarantee, and bank collection.
• Monitoring bill payments and expiry dates, making payments on maturity dates, by using SWIFT for various purposes, fulfilling documentation requirements for credit facilities.
• Conduct credit investigation to analyze applicants financial status, credit, property evaluations, and repayment capacity to determine feasibility of granting loans.
• Conduct a site visit at clients business premise and proffered collaterals during loan assessment process to obtain in-depth information concerning to the soundness of their business and purpose of loan application.
• Process and prepare Credit Appraisal Report including detailed loan appraisal writeup and detailed financial analysis of the clients in order to submit to higher authority for loan approval.
• Maintenance of the existing client base and acquisition of new trade businesses from the market.
• Proactively manage trade relationship and portfolio of the existing customers and onboard new trading customers.
• To work closely with Branch Manager, Relationship team to provide support and technical solution under Trade Finance and Remittance services.
• Support in development of policies and procedures for structured Trade finance and Trade Loan products that have been customized for use by the various business (if any)
• Maintain a reporting schedule of defined Key Risk Indicators and measure performance against these on a monthly basis to reduce possible losses due to omissions and mistakes.
• Provide advisory and guidance services to the Banks credit staff, credit risk teams and branch network in relation to Trade Finance Loan.
• Provide the training on trade finance product to relevant stake holders and Branch network.
• Prepare and present trade finance loan sales reports and loan industry market updates and market study for Senior Management and Credit Committee
• Perform other tasks as assigned by Line Manager.

Requirements

• Bachelor degree in business, accounting or finance and banking
• At least 5 years work experience in Banking, 3 years of which should be in a Trade or Credit assessment role.
• Strong credit evaluation and analysis skills with extensive business insights related to trade business loans in Cambodia context.
• Ability to analyze and/or interpret financial statements, prepare and assess credit papers
• Good writing and communication in English.
• Self-confident and self-motivation encourage.
• Good communication skill with customers.
• Responsibility and loyalty with bank.
• Have knowledge of trade finance service and trade loan.
• Understanding work-flow of trade finance.
• Be able to consult trade loan with customers independently
• Ability to work under pressure and in a competitive environment.

Salary range

$800 - $1500

Benefits

• Annual Increment
• Seniority Payment
• Annual KPI Bonus
• Private Insurance
• Internal Training
• External Training
• NSSF
• OT Allowance
• Comply with Cambodia Labor Law

Working days

Mon-Fri

Working hours

8:00am to 5:30pm

Interview process

2 times

Recruiter contact details

Channita CHEV Recruitment Manager

• Cellcard +855 11 55 66 95
• Smart +855 98 74 66 99 (telegram/whatsapp)