Credit Strategy Data Scientist

Job: Credit Strategy Data Scientist

Location: Remote, San Jose, CA

Experience Level: Mid-Senior

Experience Required: 3+ Years

Job Overview

We're seeking a skilled Credit Strategy Data Scientist to join a forward-thinking financial services organization. In this role, you'll use advanced analytics and statistical modeling to design and refine credit risk strategies that drive business performance and minimize losses.

Key Responsibilities

• Lead projects in credit risk analysis, strategy design, and predictive modeling.
• Build and maintain dashboards using Tableau, Python, and SQL to track credit KPIs.
• Collaborate with cross-functional teams (Engineering, Product, Risk) to deploy scalable, data-driven solutions.
• Identify loss patterns and root causes to enhance system detection capabilities.
• Communicate insights effectively to business stakeholders and executives.
• 
  

Required Skills & Experience

• 3+ years in data analytics, risk strategy, or data science (Fintech or Online Payments).
• Proficient in SQL, Python, and Excel with key data science libraries.
• Strong experience working with large datasets and data visualization (Tableau preferred).
• Excellent communication and analytical storytelling skills.
• Familiarity with AWS or credit products is a plus.

What You'll Achieve in the First 6 - 12 Months

• Design dashboards and models to track credit strategy KPIs.
• Deliver insights that improve loss mitigation and credit performance.
• Deploy real-time credit solutions in partnership with product and engineering teams.

Location: Remote, San Jose, CA

Experience Level: Mid-Senior

Experience Required: 3+ Years

Education: Bachelor's Degree in Computer Science, Engineering, Math, or Related Field

Pay Rate: $50/hour (Competitive Based on Experience)

Visa Sponsorship: Not Available

Relocation: No (local candidates only)

Apply today and shape the next generation of credit risk management!