Financial Manager
Job Description:
The Financial Manager is responsible for overseeing the full finance function within the business. Reporting to the Chief Financial Officer, the incumbent will partner closely with business leadership to ensure accurate financial reporting, strong financial control, and effective decision-making.
This role requires a commercially minded finance leader who can provide insights, manage financial risk, and support strategic objectives while ensuring compliance with regulatory and statutory requirements.
Qualifications
- CA(SA) qualification
- BCom Accounting
- CIMA registration
- Matric
Experience & Skills Required
- Minimum 5 years' relevant experience (including post-articles experience)
- Experience in financial services or insurance is advantageous
- Strong financial modelling, budgeting, and forecasting skills
- Strong commercial acumen and business partnering capability
- Advanced Excel and financial systems proficiency
- Experience with systems such as Sage, IDU, or similar advantageous
Key Responsibilities
Financial Management
- Prepare and manage monthly management accounts, including variance analysis and commentary
- Deliver accurate, timely, and insightful financial reporting
- Develop and track key financial and operational metrics
- Oversee general ledger, reconciliations, and financial data integrity
- Identify financial trends, risks, and opportunities with actionable recommendations
- Drive continuous improvement and automation of financial processes
Budgeting, Forecasting & Planning
- Own the annual budgeting process
- Prepare and maintain rolling forecasts and scenario analyses
- Develop financial models to support strategic initiatives and business cases
- Partner with stakeholders to align financial and operational strategies
- Monitor performance against budget and provide insights
Cashflow, Treasury & Working Capital
- Manage cashflow forecasting and liquidity planning
- Optimise working capital (debtors, creditors, and cash cycles)
- Oversee banking relationships and funding requirements
- Monitor financial risk exposures
- Approve and oversee payments in line with governance frameworks
Tax & Statutory Compliance
- Oversee tax submissions (VAT, income tax, payroll-related filings)
- Ensure compliance with IFRS, Companies Act, and regulatory requirements
- Liaise with tax advisors and support tax planning
- Monitor regulatory changes and assess financial impact
Audit & Internal Controls
- Lead the external audit process
- Prepare audit and risk committee reporting packs
- Maintain a strong internal control environment
- Oversee financial governance processes and policies
- Ensure audit readiness and accuracy of financial records
Insurance & Risk Management
- Provide financial oversight of insurance portfolio performance and risk trends
- Collaborate with operational teams on financial implications of decisions
- Participate in risk reviews and ensure regulatory alignment
- Monitor claims, premiums, and key performance drivers
Governance & Reporting
- Maintain the risk register and financial risk reporting processes
- Contribute to board, executive, and committee reporting
- Ensure adherence to governance standards and reporting requirements
- Implement and monitor financial policies and procedures
Leadership & Team Management
- Lead and develop the finance team
- Build a high-performing, commercially focused finance function
- Drive continuous improvement and operational excellence
- Ensure appropriate resourcing and capability within the team
Non-Technical Skills
- Strong analytical and problem-solving ability
- Ability to work independently and manage multiple priorities
- Strong communication and influencing skills at a senior level
- Ability to build collaborative relationships
- High levels of integrity and professionalism
Key Stakeholders
- CFO, CEO, Executive Team, Department Heads
Required Skills:
Readiness Strategic Initiatives Data Income Tax Creditors Support Capital Financial Management Debtors Funding Variance Analysis Treasury Financial Data Oversight Operational Excellence Financial Services Regulatory Requirements General Ledger Analysis Compliance Data Integrity Internal Controls Registration Tax Reviews Decision-Making Metrics Financial Reporting Continuous Improvement Banking Insurance Cash Forecasting Automation Risk Management Team Management Budgeting Excel Payments Records Accounting Finance Planning Business Leadership Communication Management