R77 Elite Talent is proudly supporting a fast-growing, regulated fintech/payments institution to hire Financial Crime Compliance Officers. This is a high-impact role in a tech-driven environment where youll help strengthen the firms defences against money laundering, terrorist financing, sanctions breaches, and fraudwhile shaping best practice across the business.

Why this role matters

Youll be a key partner to the MLRO, enhancing the FCC framework end-to-endpolicy, controls, monitoring, investigations, reporting, and trainingso the business grows securely and compliantly.

What youll do

• Own day-to-day FCC operations alongside the MLRO: screening, alert handling, investigations, EDD, and case management.
• Strengthen the AML/CFT & sanctions framework in line with FIAU Implementing Procedures, MFSA expectations, EU AMLDs, FATF guidance, and industry best practice.
• Customer lifecycle risk management: steer onboarding for personal and corporate clients (including UBO/PSC identification, PEP/sanctions checks, source-of-funds/wealth validation) and periodic/KYB refreshes.
• Transaction monitoring: tune scenarios and review alerts; investigate unusual activity; recommend escalation, SAR/STR filing, and de-risking decisions.
• Advisory to the business: act as a subject-matter expert on products, partners, and markets (e.g., card issuing/acquiring, bank transfers, APMs, PISPs), embedding an effective risk culture.
• Regulatory engagement: prepare data and responses for RFIs and supervisory requests (e.g., FIAU, MFSA, ARB), and support Board-level reporting with meaningful MI and trend analysis.
• Risk assessments: maintain the Business Risk Assessment (BRA) and Jurisdiction Risk Assessment (JRA); contribute to product and customer risk models.
• Policies & training: keep policies/procedures current; deliver targeted AML/CTF & sanctions training to teams and the Board.
• Continuous improvement: identify control gaps, drive remediation plans, and partner with Product/Tech to enhance tooling, automation, and audit trails.
• Cross-financial crime focus: support anti-fraud/bribery controls, whistleblowing, and investigations as needed.

What youll bring

• 3+ years experience in AML/CTF, sanctions, or wider financial crime within financial services (EMI, PSP, banking, crypto, or fintech preferred).
• Strong working knowledge of FIAU Implementing Procedures, MFSA expectations, EU AMLDs, sanctions regimes, and STR/SAR processes.
• Hands-on exposure to CDD/KYC/KYB, complex corporate structures, EDD, and ongoing monitoring.
• Solid judgement under time pressure, clear written records, and crisp escalation.
• Excellent English communication skills; comfortable influencing stakeholders at all levels.
• High integrity, attention to detail, and a continuous-improvement mindset.

Nice to have

• Relevant certifications (e.g., ACAMS, ICA).
• Experience with common screening/monitoring tools (e.g., ComplyAdvantage, Dow Jones, World-Check, Actimize, or similar).
• Familiarity with card schemes, SEPA/SWIFT flows, and payments risk.
• Experience supporting audits, internal reviews, or supervisory onsite inspections.

What success looks like (first 36 months)

• Alert SLAs met with consistent, well-documented decisions and quality MI.
• Targeted policy/process refreshes completed and embedded.
• BRA/JRA sections updated with clear rationale and control mapping.
• Measurable reduction in false positives and tighter escalation criteria.
• Positive feedback from Product/Operations on pragmatic, risk-aware advice.