About the Role

Our client, a regulated financial institution, is seeking a Credit Manager to own the end-to-end credit functionpolicy, approvals, portfolio quality, and reporting. Youll lead a small team, partner with compliance, operations, and commercial teams, and ensure credit risk is managed within the organisations risk appetite.

Key Responsibilities

• Lead the day-to-day operations of the credit department, ensuring timely handling of queries, reviews, and escalations.
• Run due-diligence and credit approval processes in line with internal policies and regulatory expectations.
• Monitor portfolio performance; conduct risk assessments, early-warning analysis, and periodic stress testing.
• Maintain and enhance credit policies, procedures, and limits; drive continuous improvement across processes and tooling.
• Collaborate with internal stakeholders to balance risk, commercial growth, and client experience.
• Prepare management information packs and present insights to senior leadership and relevant committees.
• Stay current on market trends and regulatory updates; recommend policy and appetite adjustments where needed.
• Coach, mentor, and develop team members, setting clear objectives and performance standards.

What Youll Bring

• Strong analytical skills with advanced Excel/data proficiency and sound judgement in decision-making.
• Clear communication and stakeholder management skills, with the ability to challenge constructively.
• Excellent organisation and time management; dependable under deadlines and comfortable working autonomously.
• A results-driven mindset with high attention to detail and control.

Experience & Education

• 5+ years experience in credit management or closely related roles within banking/financial services.
• Bachelors degree in Finance, Economics, Business, Accounting, or a related field (post-grad/ACCA/CFA is a plus).
• Demonstrable experience leading credit processes and guiding junior team members.

Working Style

On-site first to support collaboration and coaching, with reasonable flexibility considered based on business needs.

Why Apply via R77

R77 is the executive hiring partner for this mandate. We provide a streamlined process, clear feedback loops, and full discretion throughout.